Month: July 2023

The key to achieving financial independence at a young age is maintaining a high savings rate. Contrary to the 5 to 10% savings rates advocated by mainstream financial planners, early…

I've been viewing my current parental leave as a dress rehearsal of sorts for early retirement. It has been a privilege to have unlimited time to spend with my newborn…

Take a look at this chart from one of my favorite writers, Tim Urban. It's a visual representation of an average human life, broken down into months. As you study…

Now that we understand the 4% rule–the rule that says you can safely pull 4% of your portfolio each year, adjusted for inflation after the first year–it's time to add…

With our goal of being present parents to our new baby boy by avoiding the rat race established, let’s talk about a useful concept to understand how much money we…

Welcome back to our humble little blog! Before I dive into the nitty-gritty of the financial decisions needed to achieve financial independence, I wanted to first talk about the motivations…