Financial Independence

Millennia ago, our ancestors lived in tight-knit tribes where every member had a defined role and place. The immediate threats were tangible - predators, hunger, and inter-tribal conflicts. But within…

I recently stumbled upon data showing how Americans spend their time with family and friends through various stages of life. Seeing the evolution of time spent with loved ones through…

The founding father of macroeconomics, John Maynard Keynes, predicted we’d all be working just 15 hours a week by 2030. The idea was that our prosperity would shoot through the…

As someone who's reached a respectable level of success in law, it's tempting to coast on the inertia of that success. But those legal briefs and billable hours, while lucrative,…

"Clocks offer at best a convenient fiction. They imply that time ticks steadily, predictably forward, when our experience shows that it often does the opposite: it stretches and compresses, skips…

It's easy for us to optimize our lives to save as much money as possible. But we should also get the most value out of time and experiences. The goal…

Once you've reached at least a middle-class income, the fastest way to reach financial independence is, counterintuitively, to increase your savings rate, rather than your income. Play around with this…

Once you reach financial independence (FI), I believe you should only do work you would do for free. This is a personal question that only you can answer. For me,…

Now that we are saving a bunch of money with our high savings rate, what do we do with all that money? The answer is simpler than you think: invest…

The key to achieving financial independence at a young age is maintaining a high savings rate. Contrary to the 5 to 10% savings rates advocated by mainstream financial planners, early…