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Navigating Early Retirement: Valuable Insights from Parental Leave and the Unlikely Merits of a ‘Job’

Posted by By Mr. BTP July 24, 2023Posted inFinancial Independence2 Comments
I've been viewing my current parental leave as a dress rehearsal of sorts for early retirement. It has been a privilege to have unlimited time to spend with my newborn…
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The Opportunity Cost of NOT Quitting your Job

Posted by By Mr. BTP July 23, 2023Posted inFinancial Independence3 Comments
Take a look at this chart from one of my favorite writers, Tim Urban. It's a visual representation of an average human life, broken down into months. As you study…
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Rethinking the 4% Rule: Embracing the Flexibility of Early Retirement

Posted by By Mr. BTP July 22, 2023Posted inFinancial Independence3 Comments
Now that we understand the 4% rule–the rule that says you can safely pull 4% of your portfolio each year, adjusted for inflation after the first year–it's time to add…
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Unlocking the 4% Rule

Posted by By Mr. BTP July 20, 2023Posted inFinancial Independence2 Comments
With our goal of being present parents to our new baby boy by avoiding the rat race established, let’s talk about a useful concept to understand how much money we…
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“Early Retirement” Includes Hard Work

Posted by By Mr. BTP July 2, 2023Posted inFinancial Independence2 Comments
Welcome back to our humble little blog! Before I dive into the nitty-gritty of the financial decisions needed to achieve financial independence, I wanted to first talk about the motivations…
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Embracing Parenthood and Early Retirement: Join Us on Our Journey to a Life Beyond the Paycheck

Posted by By lifebfk5 March 19, 2023Posted inFinancial Independence1 Comment
Welcome to Life Beyond the Paycheck! We are Mr. and Mrs. LBP, and we're thrilled to embark on this new adventure together. As we prepare to welcome our first baby…
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